At Legacy Auto Credit, we focus on rebuilding our customer’s credit through low-interest auto loans.

Should your credit is preventing you against stepping into a dependable car, guide a free of charge assessment with certainly one of our credit professionals to begin with!

Boost your Credit Rating

Our objective would be to transform our clients’ monetary life by increasing their credit ratings, permitting loan providers and credit card issuers to think about them low-risk. We accomplish this goal through getting our consumers to the vehicle that is right restore their credit history.

Legacy Car Credit provides:

  • Low-kilometre cars, to help you drive a dependable car and make low payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% prices like many creditors
  • 2-5 12 months term choices
  • Reports to Equifax, to make sure that your credit rating improves within the term
  • Detailed intends to assist you to reconstruct your credit
  • Partnerships with dealer teams, to offer a large choice of automobiles to meet up with your requirements
  • Professional staff to aid with debt-restructuring through proposals and bankruptcy
  • Multi-point car inspections, in reducing the opportunity of unforeseen fix costs
  • 30 Exchange day
  • Free Distribution

Step One

Apply On The Web

Our effortless credit application will have the process began with certainly one of our Credit and Finance Advisors.

Step Two


Our consultative method of funding will show you through the credit rebuilding procedure which help you reconstruct an auto loan to your credit.

Step Three

Drive Away

After your approval, it is possible to drive away in your vehicle that if you’d like day! Thanks to our super easy procedure, we shall allow you to get authorized and driving right away, you want through rebuilding your credit so you can get back to living the life.

The Thing That Makes Us Various

We Have Been The Lender

Our company is an in-house funding company that lends our personal cash, and that causes us to be various.

Meet The Group

At legacy Auto Credit you are able to select whom works for you personally. Our commission that is non Credit Finance Advisors can get you authorized and explain to you automobile choices

We Deliver

Who knew vehicles had been like pizza. You can now get our rate that is low in financing anywhere in Ontario and never having to keep your property.

Exchange Privilege

We’re you’ll that is sure satisfied with the new purchase, however in situation you aren’t just carry it back* and we’ll allow you to trade it for the right choice. (*Some exceptions use)

Find out more about auto finance, bad credit car and truck loans, credit recommendations & tricks, DIY as well as the latest in automotive news.

Make Use Of The Second-Hand Economy To Save Cash.

Utilize the Second-Hand Economy to truly save cash iStock picture ID: 1159428207 just What do thrift stores, Kijiji, Craigslist, and Twitter Marketplace all have as a common factor? They’re middlemen in an additional.

7 Ideas To Assist Winterize Your Car Or Truck

As soon as the snowfall starts to fall together with salt starts to stain our roadways, automobiles, shoes, and pant bottoms, it’s time for you to begin thinking on how to winterize your car or truck. To winterize yo.

What goes on if we can’t obtain car finance.

What the results are if we can’t obtain a motor auto loan from a dealership there are certain explanations why somebody may possibly not be capable of getting an auto loan from a dealership. From bad credit not to being.

Get yourself ready for the holiday season

Finding your way through the holiday season As the Christmas is known by you period has already been upon us. For many people this time around of the year means events, household gatherings, meals and numerous festivities. Some individuals find this.

Winter Tires and Rims for Protection Sake

Winter is Coming – Winter Tires and Rims for Safety Sake while the times become smaller additionally the atmosphere chillier it signals enough time of to change your tires from All-season to Winter tires year. Eve.


Our company is devoted to making you a customer that is long-lasting buddy.

We had a phenomenal experience coping with Vic, and auto credit that is legacy. Assisting us realize exactly just how credit history work and just how to enhance it, making us feel confident!

Victor was amazing! He had been really thorough explain every thing we had a need to understand and replied any concerns that I experienced. He definitely went far above to have me personally another car. I would personally recommend planning to see him if you’re in search of another automobile.

Vic had been great in getting me personally vehicle that I favor and it is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!

Vic ended up being amazing to cope with exemplary interaction through the whole procedure. Moved me step-by-step putting me personally in to vehicle that was right for me personally! Thank you for all your valuable help

Undoubtedly the most readily useful experience ive had purchasing a motor vehicle ended up being out of this destination! Every person is very helpfulf! Vic had been great with interaction and maintaining us as much as date in the process and got us a motor automobile we desired quickly without dilemmas! Would certainly keep coming back once more

Could I get yourself a motor car finance after a repossession?

Yes, at Legacy Auto Credit we recognize that a repossession is often the outcome of an event that is uncontrollable situation. A number of our customers experienced a repossession that is previous will likely to be going back their car to your bank whenever filing a bankruptcy or customer proposition.

Will this assist me build my credit?

Yes, if you make your instalments on time. Legacy Auto Credit reports your re re payment history to Equifax month-to-month. In the long run with on time payments your rating shall increase.

What exactly is In-House Financing/Leasing?

At Legacy Auto Credit we provide In-House Financing/Leasing. This implies we supply the funds then you spend us right back. We could have a look at your credit situation on a individual degree and determine your capability which will make re re payments even though you have actually bad credit. We result in the concluding decision on the approval which leads to more approvals and better prices. Our interest rates for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand brand new automobiles.

Exactly what if I were turned straight straight straight down before?

We come across many individuals which were formerly rejected as a result of several reasons that have included, bad re payment history, perhaps perhaps not the full time face to face, an excessive amount of financial obligation and income that is non-garnishable. With your In-House system we glance at your revenue, costs and debts that could be resulting in the change downs and supply you with answers to get you driving and rebuilding your credit.

I still qualify if I have filed a bankruptcy or consumer proposal, can?

Yes, at Legacy car Credit our In-House program is made for consumer and bankruptcy proposition clients. If you’re going to file or have previously filed and therefore are perhaps not released, it is possible to nevertheless be eligible for our low rate in-house system. We use a few trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. If you’re going to file we shall use you to definitely secure a car before filing to enable you to be confident in coming back your present car who has an excessive amount of negative equity, has too much of repayment or does not suite your preferences anymore. We additionally report your repayments to Equifax which can only help re-establish your credit rating.

Did not see just what you’re interested in?

We’re Right Here To Assist

Our task would be to assist individuals with bad credit get automotive loans at a cost point along with prices they are able to afford. No matter your circumstances, it is well worth trying and talking with certainly one of our credit experts. Don’t let woeful credit get when it comes to residing an improved life.

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